The Ten Commandments of Buying a Home

• Thou shalt not change jobs, become self-employed or quit your job.
• Thou shalt not buy a car, truck or van (or you may be living in it!).
• Thou shalt not use credit cards excessively or let current accounts fall behind.
• Thou shalt not spend money you have set aside for closing.
• Thou shalt not omit debts or liabilities from your loan application.
• Thou shalt not buy furniture on credit.
• Thou shalt not originate any inquiries into your credit.
• Thou shalt not make large deposits without checking with your loan officer.
• Thou shalt not change bank accounts.
• Thou shalt not co-sign a loan for anyone.